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For Service-Based Business Owners Making

$750K+ Who Are Tired of Guessing

Know Exactly Where Your Profit

Is Leaking In Under 5 Minutes

Your $100 Reality Check reveals where every

dollar of revenue is actually going

(and identifies your #1 profit leak) based on

just 6 numbers from your bookkeeping.

've been in business for 8 years and never really understood where my money was going. In 5 minutes, Karen's tool showed me I was overspending on software by 40%. That one insight paid for itself 100x over.

— Sarah Martins

50 Pages | Move-Ready Guide + Checklists | 3 Bonuses

Only ($279) $17 Today

(Save $130.00 today)

Get the Relocation Success Toolkit Now

+ Receive Instant Access to All Bonuses

(Included FREE with Your $17 Order)

Availability: Instant Access

100% Secure 256-Bit Encrypted Checkout

For Service-Based Business Owners Making $750K+ Who Are Tired of Guessing

Know Exactly Where Your Profit

Is Leaking In Under 5 Minutes

Your $100 Reality Check reveals where every dollar of revenue is actually going

(and identifies your #1 profit leak) based on just 6 numbers from your bookkeeping.

I've been in business for 8 years and never really understood where my money was going. In 5 minutes, Karen's tool showed me I was overspending on software by 40%. That one insight paid for itself 100x over.

— Sarah Martins

Spreadsheet Tool + Video Walkthrough + 3 Bonuses

Only ($279) $17 Today

(Save $262.00 today)

Get the $100 Reality Check Now

+ Receive Instant Access to All Bonuses

(Included FREE with Your $17 Order)

Availability: Instant Access

100% Secure 256-Bit Encrypted Checkout

Sound Familiar? You're

Not Alone.

Every single month, you look at your bank account and wonder where all the money actually went. Revenue keeps climbing, but somehow profit keeps shrinking. Your bookkeeper sends reports you can't decipher. You're making critical business decisions based on gut feelings instead of real financial data. And deep down, you know something's leaking you just can't figure out exactly what.

😓 Revenue is up, but profit keeps shrinking. You're working harder than ever, but somehow there's less money left at the end of each month.

Your bookkeeper sends reports you don't understand. You nod along, but secretly have no idea what those numbers mean for your business.

You're making decisions based on gut feelings.

Because getting real financial clarity feels overwhelming or expensive.

You suspect there are "leaks" but can't pinpoint them. Money is going somewhere, but you're not sure where or how to fix it.

You don't have time to become a "numbers person." You started a business to do what you love not to become an accountant.

Here's the truth: you don't need to be a numbers person. You just need to know where to look.

Sound Familiar? You're Not Alone.

Every single month, you look at your bank account and wonder where all the money actually went. Revenue keeps climbing, but somehow profit keeps shrinking. Your bookkeeper sends reports you can't decipher. You're making critical business decisions based on gut feelings instead of real financial data. And deep down, you know something's leaking you just can't figure out exactly what.

😓 Revenue is up, but profit keeps shrinking. You're working harder than ever, but somehow there's less money left at the end of each month.

Your bookkeeper sends reports you don't understand. You nod along, but secretly have no idea what those numbers mean for your business.

You're making decisions based on gut feelings.

Because getting real financial clarity feels overwhelming

or expensive.

You suspect there are "leaks" but can't pinpoint them. Money is going somewhere, but you're not sure where or how to fix it.

You don't have time to become a "numbers person." You started a business to do what you love not to become an accountant.

Here's the truth: you don't need to be a numbers person. You just need to know where to look.

Introducing: Your $100 Reality Check

A simple, powerful spreadsheet tool that shows you exactly where every $100 of your revenue is going so you can immediately spot your biggest profit leak and start fixing it.

In just 5 minutes, you'll have complete clarity on your business finances without complex reports, expensive consultants, or an accounting degree.

  • See where your money is actually going (not where you think it's going)

  • Compare your numbers to industry benchmarks instantly

  • Identify your #1 profit leak with color-coded visual indicators

  • Get specific, actionable recommendations based on YOUR numbers

  • Finally make financial decisions with confidence

Introducing: Your $100 Reality Check

A simple, powerful spreadsheet tool that shows you exactly where every dollar of your revenue is going so you can immediately spot your biggest profit leak and start fixing it.

In just 5 minutes, you'll have complete clarity on your business finances without complex reports, expensive consultants, or an accounting degree.

  • See where your money is actually going (not where you think it's going)

  • Compare your numbers to industry benchmarks instantly

  • Identify your #1 profit leak with color-coded visual indicators

  • Get specific, actionable recommendations based on YOUR numbers

  • Finally make financial decisions with confidence

Here's Everything You Get Inside Your $100 Reality Check

The $100 Reality Check Spreadsheet

Value: $97

Enter just 6 numbers from your bookkeeping and instantly see where every dollar of revenue goes. Color-coded indicators show you exactly where you're overspending.

Industry Benchmark Comparison

Value: $47

See how your numbers stack up against healthy businesses in your industry. Know instantly if you're on track or where you need to adjust.

Profit Leak Identifier

Value: $47

The tool automatically flags your biggest profit leak with specific recommendations for what to do about it. No guessing required.

Quick-Start Video Walkthrough

Value: $27

A short, no-fluff video showing you exactly how to use the tool and interpret your results even if spreadsheets usually make your eyes glaze over.

🦋 BONUS #1:Number Confidence Audio Guide

A 15-minute audio guide to help you overcome "spreadsheet fear" and feel comfortable looking at your numbers even if you've always avoided them.

🧠 BONUS #2:Bookkeeper Questions Cheatsheet

The 5 questions to ask your bookkeeper this week to get more useful reports so you actually understand what's happening in your business.

🧠 BONUS #3:Monthly Check-In Template

A simple monthly template to track your progress and spot trends before they become problems. Takes just 10 minutes per month.

Total Value: $279

Your Price Today: Just $17

Here's Everything You Get

Inside Your $100 Reality Check

The $100 Reality Check Spreadsheet

Value: $97

Enter just 6 numbers from your bookkeeping and instantly see where every dollar of revenue goes. Color-coded indicators show you exactly where you're overspending.

Industry Benchmark Comparison

Value: $47

See how your numbers stack up against healthy businesses in your industry. Know instantly if you're on track or where you need to adjust.

Profit Leak Identifier

Value: $47

The tool automatically flags your biggest profit leak with specific recommendations for what to do about it. No guessing required.

Quick-Start Video Walkthrough

Value: $27

A short, no-fluff video showing you exactly how to use the tool and interpret your results even if spreadsheets usually make your eyes glaze over.

🦋 BONUS #1:

Number Confidence Audio Guide

A 15-minute audio guide to help you overcome "spreadsheet fear" and feel comfortable looking at your numbers even if you've always avoided them.

🧠 BONUS #2:

Bookkeeper Questions Cheatsheet

The 5 questions to ask your bookkeeper this week to get more useful reports so you actually understand what's happening in your business.

🧠 BONUS #3:

Monthly Check-In Template

A simple monthly template to track your progress and spot trends before they become problems. Takes just 10 minutes per month.

Total Value: $279

Your Price Today: Just $17

Frequently Asked Questions

What if I'm not a "numbers person"?

This tool was designed specifically for business owners who aren't naturally drawn to spreadsheets. You enter 6 simple numbers, and the tool does all the analysis for you. Color-coded visuals show you exactly what's happening no math required. Plus, the Quick-Start Video walks you through everything step by step.

What 6 numbers do I need?

You'll need: Total Revenue, Cost of Goods Sold (or Cost of Services), Payroll/Team Costs, Operating Expenses, Owner's Pay, and Net Profit. These are standard numbers available in any bookkeeping software like QuickBooks, Xero, or from your bookkeeper's reports.

Will this work for my specific industry?

Yes! The tool includes benchmark comparisons for multiple service-based industries including consulting, marketing agencies, tech services, healthcare practices, creative services, and more. You'll see how your numbers compare to healthy businesses in YOUR specific industry.

How long does it take to get my results?

The whole process takes less than 10 minutes. You'll need about 3 minutes to pull your 6 numbers from your bookkeeping software, then the spreadsheet does all the calculations instantly. Most people have their complete analysis—including their #1 profit leak identified—within 5-10 minutes of downloading.

I already have a bookkeeper/accountant. Why do I need this?

Your bookkeeper tracks what happened. This tool helps you understand what it means and what to do about it. It translates those confusing reports into simple, visual insights you can act on immediately. Many of my clients use this tool to have better conversations with their financial team.

How long does it take to complete?

About 5 minutes once you have your numbers handy. Gathering your numbers from your bookkeeping software takes another 2-3 minutes. So start to finish, you can have complete financial clarity in under 10 minutes.

What if I don't like it?

You're protected by our 30-day money-back guarantee. If you use the tool and don't find it valuable, just email us and we'll refund your $17. No questions asked, no hard feelings.

Your $100 Reality Check

  • The $100 Reality Check Spreadsheet

    Enter just 6 numbers from your bookkeeping and instantly see where every dollar of revenue goes. Color-coded indicators show you exactly where you're overspending.

  • Industry Benchmark Comparison

    See how your numbers stack up against healthy businesses in your industry. Know instantly if you're on track or where you need to adjust.

  • Profit Leak Identifier

    The tool automatically flags your biggest profit leak with specific recommendations for what to do about it. No guessing required.

  • Quick-Start Video Walkthrough A short, no-fluff video showing you exactly how to use the tool and interpret your results even if spreadsheets usually make your eyes glaze over.

  • Bonus #1 Number Confidence Audio Guide

  • Bonus #2 Bookkeeper Questions Cheatsheet The 5 questions to ask your bookkeeper this week to get more useful reports so you actually understand what's happening in your business.

  • Bonus #3 Monthly Check-In Template

    A simple monthly template to track your progress and spot trends before they become problems. Takes just 10 minutes per month.

Your InfoUpgrade Your Order & Save!
Payment
ItemQuantityPrice
$100 Reality Check
1
$17.00
YES! Add the Financial Deep-Dive Bundle
Go Even Deeper with Your Financial AnalysisLove the $100 Reality Check? The Financial Deep-Dive Bundle takes you to the next level with advanced spreadsheets that help you track trends over time, analyze your cash flow month-by-month, and create projections for the next quarter.

✓ Monthly Trend Tracker Spreadsheet (spot patterns before they become problems)

✓ Cash Flow Timing Tool (know when money comes in vs. when it goes out)

✓ 90-Day Projection Template (plan ahead with confidence)

✓ Video tutorials for each tool (no confusion, just clarity)

✓ Quarterly Review Checklist (stay on top of your numbers all year)

Order Summary
ItemQuantityAmount
$100 Reality Check1$ 17.00
Order Total
$

Your $100 Reality Check

  • The $100 Reality Check Spreadsheet

    Enter just 6 numbers from your bookkeeping and instantly see where every dollar of revenue goes. Color-coded indicators show you exactly where you're overspending.

  • Industry Benchmark Comparison

    See how your numbers stack up against healthy businesses in your industry. Know instantly if you're on track or where you need to adjust.

  • Profit Leak Identifier

    The tool automatically flags your biggest profit leak with specific recommendations for what to do about it. No guessing required.

  • Quick-Start Video Walkthrough A short, no-fluff video showing you exactly how to use the tool and interpret your results even if spreadsheets usually make your eyes glaze over.

  • Bonus #1 Number Confidence Audio Guide

  • Bonus #2 Bookkeeper Questions Cheatsheet The 5 questions to ask your bookkeeper this week to get more useful reports so you actually understand what's happening in your business.

  • Bonus #3 Monthly Check-In Template

    A simple monthly template to track your progress and spot trends before they become problems. Takes just 10 minutes per month.

Your InfoUpgrade Your Order & Save!
Payment
ItemQuantityPrice
$100 Reality Check
1
$17.00
YES! Add the Financial Deep-Dive Bundle
Go Even Deeper with Your Financial Analysis

Love the $100 Reality Check? The Financial Deep-Dive Bundle takes you to the next level with advanced spreadsheets that help you track trends over time, analyze your cash flow month-by-month, and create projections for the next quarter.

✓ Monthly Trend Tracker Spreadsheet (spot patterns before they become problems)

✓ Cash Flow Timing Tool (know when money comes in vs. when it goes out)

✓ 90-Day Projection Template (plan ahead with confidence)

✓ Video tutorials for each tool (no confusion, just clarity)

✓ Quarterly Review Checklist (stay on top of your numbers all year)

Order Summary
ItemQuantityAmount
$100 Reality Check1$ 17.00
Order Total
$

© 2025 Karen Hairston / 3S Smart Consulting. All Rights Reserved.

This website provides educational financial resources and business management guidance. Karen Hairston is a certified business consultant and cash flow advisor, but this program does not constitute professional financial advice, accounting services, tax advice, or legal counsel. Always consult with your CPA, tax advisor, attorney, or financial professional before making significant business or financial decisions, especially regarding tax strategy, legal compliance, or major investments.

DISCLAIMER: Results vary based on individual circumstances, business model, market conditions, effort, consistency, and implementation. Individual results are not guaranteed. The tools and guidance provided are based on business consulting principles and financial management strategies, not professional accounting or legal services. The benchmarks and recommendations are general guidelines and may not apply to your specific situation. If you have questions about your specific financial situation, consult with a licensed CPA or financial advisor.

IMPORTANT: This tool is designed for educational purposes to help you understand your business finances better. It does not replace professional bookkeeping, accounting, tax preparation, or financial planning services. For tax matters, legal compliance, or complex financial situations, always work with qualified professionals.